Preparation Guide for Purchasing a Home Priced at 15–20 Million THB
for Parents with Children Attending International Schools
1. Preparing to Buy a Home in the 15–20 Million THB Range in Pattaya
For families who prioritize international education, purchasing a home in the 15–20 million THB range in Pattaya requires careful consideration of both convenient location and financial value. Pattaya experiences heavy traffic during certain hours, so choosing the right residential zone directly affects your children’s daily quality of life.
Below is essential information and guidance that parents should know, including residential zones, nearby international schools, and key highlights of each area:
• East Pattaya (Pong, Mabprachan / Nong Pla Lai)
Nearby schools: Regent’s International School, Rugby School Thailand, St. Andrews International School
Highlights: The most popular residential zone for families. Abundant green spaces, lighter traffic than the city center, and easy access to highways leading to Bangkok.
• Siam Country Club Area
Nearby schools: Mooltripakdee International School (MTS), International School of Chonburi (ISC)
Highlights: Close to golf courses and reservoirs, quiet and peaceful atmosphere, with many newly launched luxury housing projects.
• Huai Yai / Jomtien Area
Nearby schools: Tara Pattana International School, Garden International School
Highlights: Easy access to Jomtien Beach and close to the new motorway (Motorway No. 7 extension), making commuting convenient.
2. Financial Planning and Home Loans for a 15–20 Million THB Property
Financial preparation is especially important at this price level:
• Down Payment:
Prepare at least 10–20% (approximately 1.5–6 million THB) to improve loan approval chances and reduce interest burden.
• Transfer Day Expenses:
Budget for transfer fees (2%), specific business tax or stamp duty, which are typically shared equally between buyer and seller. Estimated cost: 200,000–300,000 THB.
• Home Loan Requirements:
• Salaried employees: Salary slips and bank statementsย้อนหลัง 6 months, with a good credit bureau record.
• Business owners: Company registration documents and financial statements for at least 1–2 years to demonstrate stable cash flow.
• Common Area & Maintenance Fees:
Homes in this price range often have large plots and private swimming pools.
• Common area fees: approximately 50,000–120,000 THB per year
• Pool cleaning / gardening: around 3,000–5,000 THB per month
3. Criteria for Choosing the Right Project for Parents
Buying a home near an international school is not only about distance—it is also about community and security:
• Security:
Choose projects with strong security systems (double gate entry, CCTV), a key factor for high-end family living.
• Child-Friendly Facilities:
Check whether the common areas include playgrounds, or a clubhouse where kids can enjoy activities after school.
• Neighborhood Environment:
Residential projects in East Pattaya, Pong, and Mabprachan often have a high proportion of expatriate families and executives, creating an environment that supports children’s language development and international exposure.
Recommended Projects Within This Budget:
• ARAYA VALLEY
Nestled among the mountains with a cool, pleasant climate year-round. Quiet and private, yet conveniently located—only 3–10 minutes from various international schools.
• ARAYA LAKE SYMPHONY
Located just 500 meters from Mabprachan Reservoir, offering serene lakeside living. Residents can enjoy a peaceful natural environment, large public exercise gardens, and fresh air by the water—ideal for family life.
Both projects are conveniently located near all the international school zones mentioned above.